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Home / Blog / Dog Bite Law / Your Guide to N.J.S.A. 4:19-16 – The New Jersey Dog Bite Statute

May 28, 2025 - Dog Bite Law, Dog Injuries

Your Guide to N.J.S.A. 4:19-16 – The New Jersey Dog Bite Statute

Table of Contents

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  • New Jersey’s Strict Liability Dog Bite Statute
    • Key Provisions of N.J.S.A. 4:19-16
  • Strict Liability vs. One Bite Rule
  • Who Can File a Claim Under the NJ Dog Bite Statute?
    • Lawful Presence Requirement
    • Protected Activities
  • Elements Required for a Successful New Jersey Dog Bite Claim
    • Ownership of the Dog
    • Occurrence of a Bite
    • Causation and Damages
  • Damages Available Under the NJ Dog Bite Statute
    • Economic Damages
    • Non-Economic Damages
  • Defenses Available to Dog Owners
    • Trespassing 
    • Provocation
    • Comparative Negligence
  • Time Limits for Filing Dog Bite Claims
    • Statute of Limitations
    • Discovery Rule Exceptions
    • Insurance Coverage for Dog Bite Claims
    • Homeowner’s Insurance
    • Policy Limits and Excess Liability
  • Steps to Take After a Dog Bite Incident
    • Seek Immediate Medical Attention
    • Document the Scene
    • Report the Incident
    • Preserve Evidence
  • Working with a New Jersey Dog Bite Attorney
    • Case Evaluation
    • Insurance Negotiations
    • Litigation Support
  • Protecting Your Rights Under the New Jersey Dog Bite Statute

According to the Insurance Information Institute, there were 22,658 dog attacks in the U.S. in 2024, with 792 claims in New Jersey alone.

The Garden State has established comprehensive legal protections for dog bite victims through its strict liability statute, ensuring that dog bite victims have clear pathways to compensation regardless of the dog’s previous behavior.

Understanding New Jersey’s dog bite laws is crucial for both victims seeking justice and dog owners who want to understand their potential liability. If you’re bitten by a dog in New Jersey, this post will help explain your legal options and your protections under the New Jersey Dog Bite Statute.

New Jersey’s Strict Liability Dog Bite Statute

New Jersey operates under a strict liability framework for dog bite cases, codified in N.J.S.A. 4:19-16. This statute represents one of the most comprehensive dog bite laws in the United States, providing broad protections for victims while holding dog owners accountable for their pet’s actions.

Key Provisions of N.J.S.A. 4:19-16

The New Jersey dog bite statute states that the owner of any dog, that shall bite a person while such person is on or in a public place, or lawfully on or in a private place, including the property of the owner of the dog, shall be liable for such damages as may be sustained by the person bitten, regardless of the former behavior of the dog or the owner’s knowledge of such behavior.

This statute establishes several critical elements that make New Jersey’s law particularly victim-friendly compared to other states that still follow the “one bite rule.”

Strict Liability vs. One Bite Rule

Unlike states that require proof of the dog’s previous aggressive behavior or the owner’s knowledge of dangerous tendencies, New Jersey imposes automatic liability on dog owners. 

Automatic liability means victims don’t need to prove the dog had bitten someone before or that the owner knew the dog was dangerous.

The strict liability approach links dog ownership with inherent responsibilities, and owners must accept full accountability for their pets’ actions, regardless of prior warning signs.

Who Can File a Claim Under the NJ Dog Bite Statute?

New Jersey’s dog bite statute protects a broad range of dog bite injury victims.

Understanding who qualifies for protection under the law is essential for determining whether you have a viable claim.

Lawful Presence Requirement

The statute covers individuals who are:

  • In any public place, when the bite occurs
  • Lawfully present on private property, including the dog owner’s property
  • Performing lawful duties such as mail delivery, utility readings, or emergency services
  • Visiting as guests or social visitors

Protected Activities

Victims are protected while engaging in various lawful activities, including:

  • Walking on public sidewalks or in parks
  • Visiting friends or family members
  • Conducting business on someone’s property
  • Making deliveries or providing services
  • Exercising emergency response duties

Elements Required for a Successful New Jersey Dog Bite Claim

To succeed under New Jersey’s dog bite statute, plaintiffs must establish several key elements that form the foundation of their legal case.

Ownership of the Dog

The plaintiff must prove that the defendant owned or harbored the dog that caused the injury. 

Ownership can include situations where someone is temporarily caring for the animal or has assumed responsibility for its control and supervision.

Occurrence of a Bite

The statute covers “bite” injuries, which courts have interpreted broadly to include any injury caused by a dog’s teeth making contact with a person’s body or clothing. Bite injuries include incidents with dogs grabbing, tearing, or scratching with their teeth.

Causation and Damages

Plaintiffs must show that the dog bite directly caused their injuries and resulted in measurable damages, including medical expenses, lost wages, pain and suffering, and other related costs.

Damages Available Under the NJ Dog Bite Statute

New Jersey’s strict liability statute allows victims to recover comprehensive damages for injuries sustained in dog attacks. Understanding the full scope of available compensation helps ensure victims receive fair settlement offers.

Economic Damages

Medical Expenses

Coverage for all medical treatment related to the dog bite, including emergency room visits, dog bite surgery, medications, physical therapy, and ongoing medical care. Future medical expenses are also recoverable if the injury requires long-term treatment.

Lost Wages

Compensation for income lost due to time away from work during recovery. Lost income includes both past lost earnings and future earning capacity if the injury affects the person’s ability to work over the years ahead.

Property Damage

Reimbursement for damaged clothing, personal items, or other property destroyed during the attack.

Non-Economic Damages

Pain and Suffering

Dog bite victims can claim compensation for physical pain and emotional distress due to the attack and resulting injuries.

Scarring and Disfigurement

Victims can also claim additional damages for permanent scarring or disfigurement. Scarring is often a critical element in facial bites and child dog bite cases, where scarring has proven to have a profound impact on a child’s emotional well-being and career prospects.

Loss of Enjoyment of Life

Loss of enjoyment compensation relates to a victim’s reduced ability to enjoy activities they previously participated in due to their injuries. For example, a dog bite victim may be unable to play their favorite sport due to broken bones and ligament damage from a dog bite injury. 

Defenses Available to Dog Owners

While New Jersey’s strict liability statute heavily favors victims, dog owners do have limited defenses available that can reduce or eliminate their liability in certain circumstances.

Trespassing 

The most common defense involves challenging the victim’s lawful presence at the location where the bite occurred. If the dog owner can prove the victim was trespassing without permission, the strict liability statute may not apply.

Provocation

Although not explicitly stated in the statute, New Jersey courts have recognized provocation as a potential defense. If the dog owner can demonstrate that the victim’s actions directly provoked the attack, liability may be reduced or eliminated.

Comparative Negligence

In some cases, the victim’s negligence may have contributed to the incident. New Jersey follows a comparative negligence standard, which means courts and insurance companies may reduce damages by the percentage of fault attributed to the victim.

Time Limits for Filing Dog Bite Claims

New Jersey imposes strict time limits on when dog bite victims can file lawsuits, making prompt legal action essential for protecting your rights.

Statute of Limitations

Personal injury claims, including dog bite cases, must be filed within two years of the date of injury. This deadline is strict, and failing to file within this timeframe typically results in permanent loss of the right to seek compensation.

Discovery Rule Exceptions

In rare cases involving delayed discovery of injuries or conditions caused by the dog bite, the courts may extend the statute of limitations. However, these exceptions are limited and require strong legal justification.

Insurance Coverage for Dog Bite Claims

Homeowner’s or renter’s insurance policies settle most dog bite claims rather than the victim filing direct litigation against the dog owner.

Homeowner’s Insurance

Standard homeowner’s insurance policies typically include liability coverage that applies to dog bites. However, some insurers exclude certain breeds or impose coverage limitations that can affect claim resolution.

Policy Limits and Excess Liability

When damages exceed the available insurance coverage, dog owners remain personally liable for the difference. This reality makes it critical for victims to understand both the available insurance coverage and the dog owner’s assets.

Steps to Take After a Dog Bite Incident

Taking appropriate action immediately after a dog bite can significantly impact the success of any subsequent legal claim

Seek Immediate Medical Attention

Seek medical treatment immediately, even for seemingly minor bites. Dog bites carry serious infection risks, and prompt medical care supports documentation for your claim.

Document the Scene

If possible, photograph your injuries, the location where the attack occurred, and the dog involved. Collect contact information from witnesses who observed the incident.

Report the Incident

Report the dog bite to local animal control authorities and police. These reports create official documentation that can support your legal claim.

Preserve Evidence

Keep all medical records, photographs, and documentation related to the incident. Maintain records of all expenses incurred as a result of the dog bite.

Working with a New Jersey Dog Bite Attorney

The complexity of dog bite cases and the significant damages often involved make professional legal representation essential for maximizing recovery.

Case Evaluation

An experienced dog bite attorney can evaluate the strength of your case, identify all potential sources of compensation, and develop a comprehensive legal strategy tailored to your specific circumstances.

Insurance Negotiations

Insurance companies often attempt to minimize settlements for dog bite claims. Having skilled legal representation ensures you receive fair compensation that fully accounts for your injuries and losses.

Litigation Support

If settlement negotiations fail to produce adequate compensation, your attorney can file a lawsuit and represent your interests throughout the litigation process.

Protecting Your Rights Under the New Jersey Dog Bite Statute

New Jersey’s dog bite statute provides strong protections for victims, but understanding and asserting your rights requires knowledge of the law and prompt action. The strict liability framework eliminates many of the barriers that dog bite victims face in other states, making compensation more accessible for those injured through no fault of their own.

If you’re hurt in a dog attack in New Jersey, don’t wait to seek legal guidance. The sooner you consult with a qualified dog bite attorney, the better positioned you’ll be to secure the full compensation you deserve for your injuries and losses.

David Cowhey is the New Jersey Dog Bite Lawyer with the most six-figure settlements and over 30 years of experience fighting for New Jersey families and winning settlements under the Dog Bite Statute. Request your free dog bite consultation by booking online or calling 1-(866) 791-1251 to explore the potential value in your case. 

I’ve been bitten by a dog

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Dave was awesome helping me through the nightmare world of insurance claims after my daughter was attacked by a neighbors dog. Dave is very friendly, always available and extremally knowledgeable and connected to this process. I highly recommend you call him about your case,

John L.

David Cowhey, Esq. did a great job for my daughter, who had been bit by a dog and left with a scar on her leg. He is an extremely competent and responsive attorney. The whole process was very easy and he negotiated a great settlement! We are very happy. Highly recommend his professional services!!

J S

My experience with David Cowhey was amazing, he is a very knowledgeable and helpful lawyer. I got bit by a dog and it left a very noticeable scar on my leg and David was great to have on my side. He’s very easy to work with, would definitely recommend if you’re going through the same thing!

Michaela S.

Dave is so professional. My daughter was 6 when she was attacked by a friend of the family dog. I contacted Dave’s office and spoke with his secretary. She was so friendly and asked questions that made me feel comfortable. I was amazed by how fast the service was and everything was easy to understand. Dave made sure my daughter was compensated for her injuries and along with pain & suffering. There couldn’t be a more perfect choice but that’s because God helped me choose this great lawyer! He did an excellent job!!! She is 7 now and We are now able to move on better because of the help of Dave. Pick this lawyer!! I PROMISE YOU WONT REGRET ANYTHING AT ALL‼️ Thank you Dave!

Nieja M,

My entire experience with Dave and his team was 5 stars. They specialize in one thing, and this experience taught me why you want an attorney who specializes. Dave's knowledge, experience, and confidence is what made things go smoothly and quickly. Professional and quick responses always. If someone was bitten by a dog I recommend this guy, he will get you what you deserve.

Morgan K.

My wife got bit by a dog last spring; she immediately received medical care and we made a police report- all within 2 hours. Shortly thereafter, we decided to choose Attorney David to represent her. He walked us through the process. It is much more comfortable knowing that his practice only involves dog bites. He knows his stuff! We have just received notice that a fair settlement has been reached. If you have been bitten by a dog, my wife and I would highly recommend David Cowhey for an attorney. Thank you to David and his professional staff!

David D.

My 8 year old son was bitten by a neighborhood dog, leaving permanent scars on his abdomen. I immediately contacted David Cowhey. He explained the process very clearly and made it very easy for us to come to a fair settlement for my son. He was a perfect advocate for us, and he is very compassionate for the victim. We are very pleased with the hard work David has done for our son.

Stephanie D.

Lawyer Dave Cowhey (& his office) helped my wife, son and me immensely over the past 15 months. He is tremendously professional, responsive and proactive, as well as being, a great attorney. Thanks to Dave, we are now able to put our 'incident' behind us. I highly recommend his services - he will work hard and long for you to get you the settlement you deserve.

Seth K G

My experience with Dave and his law firm was wonderful. While I was nervous to start the process of something that I knew nothing about, he was extremely helpful and explained everything clearly and concisely. He answered all of my questions - day or night, weekday or weekend, and made sure I was comfortable at each step. I would highly recommend Dave and his firm!

Ariella L.

I absolutely loved my entire time of working with with Dave. He always kept my best interest in mind and made sure that I was taking care of. He was amazing at communicating all steps in the process with me, and never hesitated to answer any of my questions. Would highly recommend!

Amanda G.

Dave was extremely responsive and guided me thru the process with compassion. His specialization in dog bites really helped facilitate the process. He knows all the insurance issues and, despite the backlog of cases due to Covid, was able to settle my claim for more than we anticipated as well as earlier. I would definitely recommend Dave as I felt comfortable that I was getting the best advice every step of the way!

Kristen J.

Dave did extremely well by me and my family. He was nothing short of professional and assisted us through the entire process. I called him the day of the dog bite, and I followed his instructions to the "T". Him, and his staff, were knowledgeable on every step of the process. From medical advise, to advise on setting up our structured settlement for our child. If you need help right away, don't wait.... call him asap!!!

William W.

Dave was amazing, he handled my case with care , answered every question , email and helped me to understand the steps we needed to take. I had never dealt with a lawsuit before so of course I was nervous and thought I was going to get ripped off but nope. He was very professional and attentive. Hope I never need him again but should I ever need a lawyer for a dog bite i'm calling him first!

Neyia W.

Dave Cowhey was amazing during our case which was very personal in the sense that involved family members. He was candid and professional and always gave us his honest opinion to all our questions and concerns. He's a family man and understands how upsetting the situations are at hand. I wish he was a lawyer for everything honestly, he was fantastic! Highly recommended Dave and his team.

Courtney R.

My one year old dog and I were viciously attacked by a pit bull. I didn’t want to file a law suit initially until I realized the severity of the injuries both mentally and physically. Most lawyers are all about the money not for the justice and compassion of the victim. I am blessed to have found David. He was our hero who understood our situation was efficient knowledgeable and above all sincerely compassionate

Karol M.

Dave was hands on and always available. Steered me through the entire process and helped cover my medical costs and compensation for my scar and injury. Went over and Beyond and made me feel at ease and confident in a positive outcome. Would recommend to all.

COACH B

Honest, fast, responsive and professional. Great experience working with Mr. Cowhey and I highly recommend to handle any dog bite case.

Lilian P.

We contacted Dave when our 5 year old son was attacked by our neighbor's dog, resulting in deep wounds (and now scars) on his face and arm. Dave was extremely knowledgeable/helpful from the start, explaining how everything would work, and he was always available via phone/text if we had questions come up throughout the process. He always gave us all of the options/routes we could take and let us decide what was the best move for our family. He advocated for the best outcome for our son and always kept us in the loop. We were able to settle in a friendly hearing with the homeowner-insurance company, which was simple and straightforward, thanks to all of Dave's hard work behind-the-scenes. We definitely could not have navigated this process ourselves and we are very thankful for the help of Dave and his team!

Elisa H.

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